COBRA is a federal law that requires that most group health plans give employees and their families the opportunity to continue their health care coverage when there is a “qualifying event” that would result in a loss of coverage under an employer’s plan.
Continuation of coverage is generally a total of 18 months. However, in the case of losses due to an employee’s death, divorce or legal separation, the employee’s becoming entitled to Medicare benefits or a dependent child ceasing to be a dependent under the terms of the plan, coverage may be continued for up to a total of 36 months.
There are many facets to COBRA coverage. If you want comprehensive consultation, contact your Barr’s Insurance professional and they will assist you with how COBRA relates to your particular circumstances.
