At Barr’s Insurance, we are committed to providing customized insurance solutions that address the unique risks of your business. Our experienced agents are here to guide you in selecting the right coverage to protect your operations and ensure peace of mind.
Our Insurance Portfolio includes but is not limited to:
We understand the unique challenges faced by farm owners and agricultural businesses. Our agriculture insurance policies are designed to protect your dwelling, farm personal property, outbuildings, and provide liability coverage. Whether you operate a large agribusiness or a personal farm, we can customize a policy to meet your specific needs.
We offer a full array of surety and fiduciary bonding products to meet your business requirements. Our services include construction bonds such as bid, performance, and payment bonds, as well as fiduciary bonds for professional services, notary services, and court-required bonds. Our experienced team will work with you to develop the right bonding solution.
Protecting your business's physical assets is crucial. Our commercial property insurance covers your building, contents, inventory, and outdoor signs. We also offer additional coverages like business income and extra expense, burglary and robbery, employee dishonesty, outdoor property, and spoilage coverage to ensure comprehensive protection.
If your business owns vehicles, our commercial auto insurance provides coverage for bodily injury liability, property damage liability, personal injury, medical payments, physical damage, and more. We help you determine the appropriate coverage based on your business operations and vehicle usage.
To safeguard your business against large claims that exceed your primary liability policy limits, we offer excess liability insurance. This additional coverage provides an extra layer of protection, ensuring your business assets are secure in the event of significant liability claims.
Our general liability insurance protects your business from financial loss due to claims of bodily injury, property damage, and personal or advertising injury caused by your business operations, products, or services. This coverage also includes legal defense costs, court fees, and other expenses associated with a claim or lawsuit.
Also known as Errors and Omissions (E&O) insurance, this coverage protects your business against claims of negligence, errors, or omissions in the professional services you provide. It's essential for businesses that offer expertise or advice to clients, safeguarding you from potential lawsuits and financial losses.
We provide workers compensation insurance to cover medical expenses, lost wages, and rehabilitation costs for employees who suffer work-related injuries or illnesses. Our team works with you to manage costs by selecting appropriate product designs and implementing safety programs to reduce workplace risks.
In today's digital age, protecting your business from cyber threats is vital. Our cyber liability insurance covers expenses related to data breaches, cyberattacks, and other cyber incidents, including legal fees, notification costs, and business interruption losses. We help you navigate the complexities of cyber risks to keep your business secure.