Personal Insurance

Personal Insurance, Tailored for Life

Customized coverage for your home, vehicle, health, and future—designed to bring peace of mind in every season of life.

At Barr’s Insurance, we are dedicated to helping you protect what matters most with personalized insurance solutions tailored to your unique needs. Our experienced agents are here to guide you in selecting the right coverage for your home, vehicles, health, and more, giving you peace of mind and confidence in the face of life’s uncertainties.

Our Insurance Portfolio includes but is not limited to:

Man reporting a car accident

Auto Insurance

As your trusted insurance provider, we offer comprehensive auto insurance to protect you on the road. Our policies include essential coverages like liability, collision, and comprehensive protection, along with first-party benefits and uninsured/underinsured motorist coverage. Additional options such as towing, rental reimbursement, and gap insurance ensure you’re fully prepared for any situation. Whether you're commuting, running errands, or taking a long road trip, We’ll help you find the right auto insurance plan for your needs and budget.

Flood Insurance

Flood Insurance

Flooding can cause significant damage to your home, and most standard homeowners insurance policies don’t cover it. That’s why we offer flood insurance to safeguard your property and belongings from the unexpected. Whether you live in a designated floodplain or want added peace of mind during storm seasons, we can help you understand your risk and secure a flood insurance policy that provides the financial protection you need.

Thrilling atv quad bike adventure in scenic forest trail

Adventure Vehicle Insurance

Is a specialized type of insurance designed to cover recreational vehicles and equipment used for adventurous activities. This can include ATVs, UTVs dirt bikes, snowmobiles, jet skis, campers, RV’s, golf carts and other off-road or watercraft vehicles.

Field and sky on a sunny summer day

Personal Liability Insurance

Is a specialized coverage that protects landowners from financial risks associated with owning undeveloped/vacant property.

Green lawn beside a one-story house with a welcoming front yard and pathway

Property Insurance

Your property is one of your most valuable assets, and we’re committed to helping you protect it. We offer tailored insurance options, including homeowners insurance to cover your home, personal belongings, and liability. If you own a condo, we can help you secure coverage that your association policy may not include. Renters are also covered with policies designed to protect personal belongings and liability. No matter your living situation, we’ll work with you to ensure your property is protected against life’s uncertainties.

Broken motorcycle after traffic accident crash on urban street. Damaged motorbike on asphalt road, personal injury insurance claim concept. Road safety awareness campaign, defensive driving tips blog

Umbrella Insurance

Sometimes, the unexpected can exceed the limits of your standard insurance policies. That’s where we come in with umbrella insurance. This extra layer of liability coverage protects your financial future in the event of significant claims or lawsuits. Whether it’s an accident on your property or a liability claim while traveling, umbrella insurance provides peace of mind by covering costs that exceed your auto or homeowners insurance limits. We’ll help you build a plan that ensures your assets are safe.

Two men speaking in a wheat field

Farm Insurance

Is a specialized type of insurance that protects farms and ranches from various risks associated with farming operations, including property damage, liability, and crop/livestock losses, offering financial protection against potential financial setbacks.

woman with lily flowers and coffin at funeral

Life Insurance

Life insurance is one of the most important investments you can make for your family’s future. Whether you want to provide financial security for your loved ones, cover outstanding debts, or leave a legacy, We’ll help you choose a policy that fits your goals. With options ranging from term to permanent coverage, We’ll work with you to find a plan that offers the protection and peace of mind you need for life’s uncertainties.

Golden retriever resting with bandaged paw, showing resilience and recovery. Veterinary care ensures comfort and healing for injured pets.

Pet Insurance

Is a form of insurance that reimburses pet owners for the cost of veterinary care when their pet experiences an accident, illness, or injury, helping to offset unexpected expenses and providing peace of mind.