Occasionally after a severe weather event, contractors may tour your neighborhood offering to fix damage and may promise that your insurance is bound to cover all the costs and you won’t have to pay a dime. They may urge you to sign a contract then and there but do contact your Pennsylvania insurance agent first.

Regrettably, there are some contractors who might be tempted to try to make some easy money when communities have been widely damaged by a storm or other weather event. They realize that residents may be overwhelmed by all there is to do and may want things fixed quickly. The bonus that apparently the repairs will not cost anything may seem too good to be true and unfortunately it sometimes is. These contractors may insist on starting work right away and may even assure you that you do not need to worry about contacting your insurance provider.  In these cases it is all too easy for the homeowner to be presented with a bill and only then find out that in fact the work is not covered by insurance.

Should your property be damaged by a storm, contact your Pennsylvania insurance agent right away. He or she is likely to be able to quickly confirm the limits of your cover and explain the claims process. No matter how fast you’d like your home repaired, talk to your agent before you sign up a contractor!